Rain, a provider of earned wage access (EWA) and financial wellness tools, has introduced a new integration with Microsoft Teams that allows employees to view their available earned wages before payday directly within their daily work environment. The move positions Rain among the first EWA providers to embed its solution inside Teams, bringing financial access into one of the most widely used workplace platforms.
The integration enables workers particularly frontline employees to check how much of their pay they have already earned and can access, without leaving the communication and collaboration tools they use every day. By placing financial visibility alongside schedules, messages, and operational updates, the solution aims to make earned wage access more intuitive and easier to adopt.
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For employers, the integration adds another layer to employee financial wellness strategies. Organizations can offer wage visibility and access as part of their broader benefits ecosystem, helping workers better manage short-term financial needs while remaining engaged in the same digital workspace used for day-to-day operations. The approach also supports companies looking to strengthen retention and employee satisfaction through practical, everyday tools rather than standalone financial apps.
Microsoft highlighted the partnership as an example of how its ecosystem is expanding to support frontline workers with modern, mobile-friendly capabilities. Embedding earned wage access directly into Teams simplifies the user experience and reduces friction, especially for employees who may not regularly access separate HR or payroll systems.
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The collaboration also reflects the growing importance of financial health benefits in the workplace. As more employers seek ways to support employee well-being and stability, earned wage access is increasingly viewed as a practical offering that helps workers manage cash flow between pay cycles.
By bringing earned wage access into a familiar digital workspace, Rain aims to increase usage, improve accessibility, and help employers build a more connected and financially supported workforce.
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